Insurance company "TAS"
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Munich RE
LIMRA
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TAS-LIFE

"ТAS-LIFE" is the modern insurance program with a guaranteed level of profitableness in which insurance protection from two to three times exceeds the accrued amount!

What are the opportunities of "ТAS-LIFE" program?

Each person at least once in life thought over a question: “How much does my life cost?” And the answer was simple: “Life is priceless!” However, your life obtains the price when there are people financially dependent on you such as spouse, children, close relatives, pensioner parents. Your aim is to provide them with reliable financial well-being! The program "ТAS-LIFE" makes it possible. It allows you to take care of the future of your loved ones and inspires confidence that in difficult stages of life they will get worthy financial support. Program "ТAS-LIFE" also allows to plan your budget and gradually to save up the significant capital which you can spend for realization of your wishes. And if you want at your retirement to remain independent, to have glorious rest and to take pleasure in life to your heart’s content – you simply need "ТAS-LIFE" program. It will also help you to make an individual pension plan.

Advantages of "ТAS-LIFE" insurance program:

You can choose currency in which you prefer to keep your savings: US dollars, EURO or UAH.

The amount insured is paid when the Insured person reaches the expiry of the contract or in case of his/her death. The size of insurance benefit is doubled, if the reason of the death was accident. If the death was caused by a road accident – the amount insured increases three times. The amount insured on risk of death is paid in full, irrespective of whether the death of the Insured occurred in the beginning, in the middle or at the end of the term of the Contract. In case of death within first six months of the term of the Contract due to reasons other than accident the amount insured is not paid, but the paid insurance premiums are fully returned.

The amount specified in the Contract is the minimal guaranteed payment being calculated on the basis of four composite types of interest. The actual insurance benefit also takes into account bonuses from participation in the investment income from placement of insurance reserves in the following proportion: 85% - to the client, 15% - to the company according to article 9 of the Law of Ukraine “On Insurance”.

In addition you can insure yourself against loss of employability resulting from an accident, having defined for this purpose a separate amount insured and paying an additional premium – 0.32% of the chosen amount. Insurance benefit on additional cover is paid proportionally to percentage of lost employability, starting from 25 percent.

Any insurance benefit is paid to Beneficiaries within 15 days from the moment of submission of all appropriate documents to the company. If you wish when the insurance benefit is provided it may be paid at once or delivered in monthly payments within a certain term or for life.

The price of an insurance Policy depends on age of the Insured, conditions of his/her health, profession, gender, determined amount insured, term of insurance, and also on the chosen frequency of insurance premiums (once a year or once in six months).

The Policy is reinsured in Munich Re – No. 1 Reinsurance Company in the world.

 

EXAMPLE

A woman, 30 years old, wishes to be insured under "TAS-LIFE" program with the annual premium of 1 000 US dollars, term of insurance – 15 years. The minimal guaranteed amount insured – 16 233 US dollars.

Insurance protection is effective during 15 years.
In total for 15 years the woman will pay to the insurance company 15 000 US dollars.
In 15 years the benefit will be 16 233 US dollars plus additional investment income.

In case of death during the term of the contract the relatives or close people will receive under the Policy 16 233 US dollars, irrespective of the amount of paid premiums.

If the reason of death will be accident, the sum of guaranteed benefit under the Policy will be equal to 32 466 US dollars.

In case of death resulting from a road accident the minimal benefit will be 48 699 US dollars.

 
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